ALTA Best Practices

The American Land Title Association best practices (“ALTA best practices”) regarding the settlement of real estate transactions are designed to promote client protection and increase transparency in our industry.

The 7 “best practices” are:

  1. Establish and maintain current License(s) as required to conduct the business of title insurance and settlement services.
  2. Adopt and maintain appropriate written procedures and controls for Escrow Trust Accounts allowing for electronic verification of reconciliation.
  3. Adopt and maintain a written privacy and information security program to protect Non-public Personal Information as required by local, state and federal law.
  4. Adopt standard real estate settlement procedures and policies that help ensure compliance with Federal and State Consumer Financial Laws as applicable to the Settlement process.
  5. Adopt and maintain written procedures related to title policy production, delivery, reporting and premium remittance.
  6. Maintain appropriate professional liability insurance and fidelity coverage.
  7. Adopt and maintain written procedures for resolving consumer complaints.


Ewing Law Center is a full service law firm focusing on real estate closings and family law matters.  Ewing Law Center was founded in 1993 by Ms. Carey L. Ewing.

Carey L. Ewing has been a practicing attorney for over 30 years, focusing primarily on real estate and business matters. Ms. Ewing obtained her undergraduate degree from the University of Notre Dame ( and her Juris Doctor from South Texas College Of Law.

Ms. Ewing taught law at Campbell University Law School in Raleigh and also taught legal studies for paralegals at Durham Technical Commnity College (including Real Property 1 & 2, Corporate Law and Intellectual Property). Ms. Ewing is also a member of the Real Estate Lawyers Assocation of North Carolina (, and has volunteered her time to many church and community projects including Habitat for Humanity.